Sideline Wealth™ — Disclaimer

Operated by CLV Media, LLC · Effective Date: [EFFECTIVE DATE] · Contact: legal@clvmedia.com

1. General

1.1 This Disclaimer governs your use of the Sideline Wealth™ platform and all Outputs (the "Platform") and is incorporated into the Terms of Service. By using the Platform, you acknowledge and agree to it.

2. Not Legal Advice

2.1 The Platform and Outputs are for general informational and financial-planning-illustration purposes only and do not constitute legal advice. No attorney-client relationship is formed. Laws governing NIL, revenue sharing, entity formation, employment classification, and taxation are complex, vary by jurisdiction, and change frequently.

3. Not Tax, Accounting, Financial, or Investment Advice

3.1 The Company is not a CPA firm, tax-return preparer, registered investment adviser, broker-dealer, or financial planner, and the Platform does not provide tax, accounting, financial, or investment advice or recommendations. Outputs (including S-Corporation, QBI/§199A, self-employment-tax, and multi-state "jock-tax" estimates) are illustrative models, not professional opinions.

4. Not a Reimbursement, Savings, or Outcome Guarantee

4.1 The Platform does not guarantee any tax savings, refund, effective rate, take-home amount, audit outcome, or other financial result. Estimated savings ranges are hypothetical and depend on facts, assumptions, and future law. Actual results will differ.

5. AI-Generated Content Limitations

5.1 Portions of the Platform use artificial intelligence to generate summaries, explanations, and monitoring-agent results. AI Outputs may be inaccurate, incomplete, outdated, or fabricated ("hallucinated"). Human review of monitoring-agent results, where performed, does not guarantee accuracy. You must independently verify all AI Outputs before relying on them.

6. Source Data; Accuracy Not Guaranteed

6.1 Rule, rate, and policy data are sourced from publicly available materials published by the IRS, SSA, state departments of revenue, the NCAA, the College Sports Commission, and similar bodies. Such data may be outdated, misinterpreted, or incomplete, and the Company does not warrant its accuracy, completeness, or timeliness. Tax and NCAA/NIL rules may change, including retroactively.

7. Classification and Eligibility Uncertainty

7.1 The tax classification of NIL and revenue-share income (including 1099 versus W-2 treatment and royalty versus service characterization) is unsettled and subject to litigation and regulatory change. The Platform does not determine NCAA, conference, institutional, state, or clearinghouse eligibility or compliance, and does not provide immigration or visa/work-authorization advice. International and visa-holding athletes must consult qualified immigration and tax counsel, and all athletes must consult their institution's compliance office.

8. Your Responsibility

8.1 You are solely responsible for your own tax, financial, structuring, compensation, filing, eligibility, and compliance decisions, and—if you are an Advisor User—for any advice or report you provide to your clients. You should consult a qualified, licensed CPA, tax attorney, or financial advisor before acting on any Output.

8.2 ⚠️ ATTORNEY REVIEW — Confirm professional-services and "not an RIA/CPA/law firm" disclaimers against applicable federal and state licensing/advertising rules, particularly for Advisor-facing features.