SidelineWealth™ — Privacy Policy

Operated by CLV Media, LLC · Effective Date: July 29, 2026 · Contact: privacy@sidelinewealth.com

1. Scope

1.1 This Privacy Policy ("Policy") explains how CLV Media, LLC ("Company," "we," "us") collects, uses, discloses, and protects information in connection with the SidelineWealth™ platform at sidelinewealth.com (the "Platform"). Capitalized terms not defined here have the meanings in the Terms of Service.

1.2 This Policy applies to Advisor Users, Athlete Users, and website visitors. By using the Platform, you consent to the practices described here.

2. Information We Collect

2.1 Account Information. Name, email address, password (stored only in hashed form by our authentication provider), organization/firm name, role, and, for Advisor Users, white-label branding details you provide.

2.2 Planning Inputs (User Content). Information you enter to generate Outputs, such as income amounts, income classification, state of residence, salary figures, deductible-expense estimates, duty-day allocations, retirement elections, and prospect or roster details. The Platform's estimates do not require full Social Security numbers or financial-account credentials in these free-text fields, and you should minimize sensitive identifiers here. Tax documents that necessarily contain a taxpayer identification number, SSN, or ITIN belong in the optional, secured Document Vault (see §2.3(b) and Section 8), not in free-text planning fields.

2.3 Uploaded Documents. Two distinct features handle documents differently:

(a) Document intake (transient, not stored). If you use the AI document-intake feature, an uploaded document (such as a 1099 or contract) is processed transiently in memory to return suggested fields and is not stored by the Platform after processing (see the AI Processor in §4.1, which runs under a zero-data-retention configuration).

(b) Document Vault (stored, optional). If you choose to save a document to your organization's Document Vault, it is stored by the Platform. The Vault is designed to hold tax and compliance documents — such as 1099, W-8BEN, and 1042-S forms and contracts — which may contain a taxpayer identification number, SSN, or ITIN. Vault files are protected by six controls:

• Private store — held in a private, access-controlled store, not a public one.
• Encrypted — in transit and at rest by our storage Processor (§4.1).
• Organization-segregated — a file is accessible only to members of the organization that uploaded it.
• Expiring links — downloaded only through short-lived, expiring links.
• Access recorded — every download is recorded (which member, which document, when) before the link is issued, and is refused if that record cannot be written. This applies to downloads from July 29, 2026 onward; we hold no record of access before that date.
• Deletion restricted — only a member with owner or admin access may delete a Vault file, and the deletion is recorded.

You control what you upload. A member with owner or admin access may delete a Vault file at any time; deletion removes it from the Vault, is recorded, and cannot be undone — we keep no recoverable copy. Members with other access levels cannot delete Vault files. Vault files are retained until deleted. If you close your account, delete any files you no longer want first, or email privacy@sidelinewealth.com to request deletion of your remaining Vault files. You upload such documents at your discretion — upload only what is necessary.

2.4 Form Submissions. Information you provide through contact, sales, institutional-inquiry, or alert sign-up forms, such as your name, email, organization, role, and message.

2.5 Payment Information. Payment-card and billing details are collected and processed directly by our payment processor, Stripe, Inc. We do not store full card numbers; we receive limited transaction and subscription metadata (e.g., last four digits, status, plan).

2.6 Usage Data. Log data, device and browser type, IP address, pages and features used, actions taken (including anonymous, aggregate engagement with shared illustrations), timestamps, and diagnostic data.

2.7 Cookies and Similar Technologies. As described in the Cookie Policy.

2.8 Communications. Records of your correspondence with us.

3. How We Use Information

3.1 To provide, operate, secure, and maintain the Platform and generate Outputs; to process Subscriptions, billing, and renewals; to send transactional and service communications and, where you opt in, Law Watch alerts and updates; to provide support; to analyze and improve the Platform, including via aggregated and de-identified data; to detect and prevent fraud, abuse, and security incidents; and to comply with legal obligations and enforce our Terms.

3.2 No AI training on your data. The Company does not use User Content or Usage Data to train or fine-tune artificial-intelligence models. AI features transmit only the minimum content needed to generate an Output — for result explanations, the already-computed figures; for document intake, the document you upload; and for monitoring-agent triage, publicly available rule-change text — to our AI subprocessor (see Section 4.1), which processes it transiently, under a zero-data-retention configuration, to return a result.

4. Third-Party Processors and Disclosures

4.1 We share information with vetted third-party service providers ("Processors") that process data on our behalf under confidentiality and security obligations. Our principal Processors are:

4.2 Email. We use Resend (Plus Five Five, Inc.) as our email-delivery Processor, sending from the sidelinewealth.com domain. We send (a) operational and transactional messages necessary to operate the Platform and our human-review workflow (for example, internal notifications to our reviewers when a monitoring agent stages a proposed rule change), and (b) where you have signed up for them, Law Watch alerts and related rule-change updates. We collect the email addresses submitted through our Law Watch alert sign-up and institutional-inquiry forms for these purposes. Any non-transactional or alert email includes a one-click unsubscribe link, and you may opt out at any time via that link or by emailing privacy@sidelinewealth.com from the address you provided; we may still send essential transactional or service messages. We do not sell or rent these lists (see §4.4).

4.3 Other disclosures. We may disclose information to comply with law or legal process; to enforce our Terms or protect rights, safety, and security; and in connection with a merger, acquisition, financing, or sale of assets, subject to this Policy.

4.4 No sale of personal data. We do not sell your personal information, and we do not share it for cross-context behavioral advertising, as those terms are defined under applicable U.S. state privacy laws.

5. Data Retention

5.1 We retain personal information while your account is active. Following account termination, account data and other User Content are deleted or de-identified within ninety (90) days, except where a longer period is required for legal, tax, accounting, or dispute-resolution purposes. Document Vault files are an exception: because they are stored at your election and under your control, they are retained until deleted by a member with owner or admin access; we do not automatically delete Vault files on account termination. Delete any Vault files you no longer want before closing your account, or email privacy@sidelinewealth.com to request deletion of your remaining Vault files. Billing and transaction records are retained for seven (7) years. Aggregated and de-identified data may be retained indefinitely.

6. Your Rights and Choices

6.1 Depending on your jurisdiction (including under the California Consumer Privacy Act, as amended, and similar state laws), you may have rights to access, correct, delete, or obtain a portable copy of your personal information, to opt out of certain processing, and to be free from discrimination for exercising these rights.

6.2 To exercise your rights, email privacy@sidelinewealth.com. We will verify and respond within the timeframe required by law. You may also access and update much of your information in account settings.

6.3 Email preferences. You may unsubscribe from non-essential emails via the unsubscribe link or settings; we may still send transactional messages.

7. Security

7.1 We implement reasonable administrative, technical, and organizational safeguards, including row-level access controls that scope each organization's data to its own members and encryption in transit and at rest. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. No PHI; No Sensitive Identifiers

8.1 In plain terms: keep health information off the Platform entirely, and keep sensitive tax numbers out of the free-text planning boxes — put tax forms in the secured Document Vault instead. Specifically: the Platform is a tax-planning illustration tool and is not a covered entity or business associate under HIPAA, so do not submit protected health information; and do not enter full Social Security numbers, government-ID numbers, or financial-account credentials into free-text planning fields. Where a tax or compliance document necessarily contains a taxpayer identification number, SSN, or ITIN (for example, a 1099, W-8BEN, or 1042-S), you may store that document in the Document Vault, which applies the access controls, encryption in transit and at rest, organization-level segregation, expiring-link downloads, recorded access and role-restricted deletion described in §2.3(b); you upload such documents at your discretion, and a member with owner or admin access may delete them at any time. Minimize the sensitive data you provide to what is necessary for the service.

9. Children's Privacy

9.1 The Platform is not directed to children under thirteen (13), and we do not knowingly collect their personal information. Where a parent or legal guardian uses the Platform on behalf of a minor athlete, the guardian is responsible for that information and consents to this Policy.

10. International Users

10.1 The Platform is intended for the United States, and information is processed in the United States. We do not target users in the EU/EEA/UK.

11. Changes; Contact

11.1 We may update this Policy and will revise the Effective Date; material changes will be notified by email or in-Platform. Questions or requests: privacy@sidelinewealth.com.